New York, NY runs about 26% more than Philadelphia, PA in 2026. Here's the full breakdown.
| 2026 Cost | New York, NY | Philadelphia, PA |
|---|---|---|
| Low range | $46,067 | $36,536 |
| Typical | $122,844 | $97,428 |
| High range | $245,688 | $194,856 |
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Data sources: Zonda Cost vs Value 2025; Houzz 2024 Cost Guides; BLS OEWS 2023; FRED regional price indices; Reddit homeowner & contractor reports.
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